ING CDC Pensioenfonds’ funding ratios as at 31 August 2019 are known. The funding ratio is 100% and the policy funding ratio is 111%.

(original publication in Special July 2019) Market interest rates have been low for years, and over the past quarters they have declined even further. This means the risk that ING CDC Pensioenfonds will need to lower or cancel indexation and/or cut back future pension accrual has grown. This article explains why.

Did you recently join ING? That means you not only got yourself an exciting job with an interesting employer, but also that you’ve started building up a pension in ING CDC Pensioenfonds. We’d like to give you the ins and outs of your pension during a lunch event, "The future of you" on 8 October. Don't wait too long to sign up, as places are limited.

The financial results of the second quarter of 2019 are available. The total return on investment was +6.6%. The funding ratio was 108%, a decrease of 3% compared to the first quarter. The policy funding ratio was 114%, a decrease of 2% compared to the first quarter.

ING CDC Pensioenfonds’ funding ratios as at 31 July 2019 are known. The funding ratio is 106% and the policy funding ratio is 113%.

The summer edition of ING CDC Pensioenfonds’ digital newsletter ‘Special’ has been published. The Special reports e.g. on how low market rates affect pension and the temporary partner pension. Frequently asked questions are answered like ‘Early retirement: will it gain or cost you?’ The Special also brings an interview with new board member Ingmar Minderhoud and the annual report 2018 in brief.

ING CDC Pensioenfonds’ funding ratios as at 30 June 2019 are known. The funding ratio is 108% and the policy funding ratio is 114%.

If the new pension agreement, recently negotiated by the Dutch government, employers and trade unions recently agreed a slower rise of state retirement age.

Do you work at ING, are you receiving pension or are you incapacitated for work? In June, important personal pension information has become online available. The information contains the Uniform Pension Overview (UPO) and an accompanying letter.

As of 1 June 2019, Mark Rab has been appointed as new member of the accountability body of ING CDC Pensioenfonds.