If the new pension agreement, recently negotiated by the Dutch government, employers and trade unions recently agreed a slower rise of state retirement age.
If you were born before 1 January 1958, check below what that means for you:
|
Year
|
AOW retirement age
|
If you were born:
|
|
2020
|
66 years + 4 months
|
after 31 August 1953 and before 1 September 1954
|
|
2021
|
66 years + 4 months
|
after 31 August 1954 and before 1 September 1955
|
|
2022
|
66 years + 7 months
|
after 31 August 1955 and before 1 June 1956
|
|
2023
|
66 years + 10 months
|
after 31 May 1956 and before 1 March 1957
|
|
2024
|
67 years
|
after 28 February 1957 and before 1 January 1958
|
If you were born after 1958, visit the SVB website to check your estimated state retirement age according the agreement. Starting in 2025, the AOW retirement age will be linked to life expectancy figures for the Netherlands. Any decision to raise the AOW retirement age will be announced by the Dutch government five years in advance.
Early or deferred retirement
The latest possible age for retirement under ING CDC Pensioenfonds is 67. You may choose to retire before the age of 67; we refer to this as early retirement. Deferring your retirement until after you turn 67 is not allowed.
Decide well in advance
From the age of 60, you can opt to have your pension start paying out. It is important for you to realise that your pension benefits will be lower if you opt for this, because:
- You will accrue less pension.
- Your pension accrual will need to be paid out over a longer period of time.
- You will not yet be receiving a Dutch state pension (AOW).
You will also accrue less partner pension if you retire early.
More information
AOW, retirement age, life expectancy, etc. Changes are ongoing and unavoidable. ING CDC Pensioenfonds keeps you informed by way of newsletters and specials. If you have any further questions, please contact the Pension Desk.
