Everyone is bound to experience nice as well as disappointing events, both in their private lives and in their work. You might get married, move in with someone, or have a baby. You might find a new job. On the other hand, your relationship could end, or you could become seriously ill or unable to work. It is important for you to realise that such events can affect your pension.
Private
Marriage / partnership
What could be better than sharing your life with the one you love? You must realise, that this will affect your pension.
If your relationship ends
If you and your partner decide to end your relationship, this will affect your pension.
Children
Of course, you want your child to be well taken care of, even if you pass away.
Change of address
If you intend to move house, you should report your new address to your new municipality instead of ING CDC Pensioenfonds.
Building up a pension
There can be plenty of reasons for you to reduce your number of working hours. You must realise, that your pension accrual is linked to your salary.
Ill or incapacitated for work
Being ill or incapacitated for work can have an adverse effect on your income and your pension.
Survivor pension
In case you pass away, ING CDC Pensioenfonds’s partner pension and orphans’ pension will help support your partner and children.
Work
A new job
Congratulations on your new job! It makes sense to know what the company offers in terms of pension.
Reduce work
There can be plenty of reasons for you to reduce your number of working hours. You must realise, that your pension accrual is linked to your salary.
If you stop working
Do you want to stop working before your pension starts? There will always be implications for the amount of pension you ultimately receive.
Your pension starts
If your employment with ING ends because your pension starts, there will be several consequences.
Your pension date is approaching
As an employee of ING, you can decide whether you wish your pension to start on the standard date or before that.