ING CDC Pensioenfonds’ Annual Report for 2019 presents its results for 2019. Other information provided by the Annual Report includes details of the pension fund's policies with regard to its investments, communications and risk management.

The financial results of the first quarter of 2020 are available. The total return on investment was -3.0%. Compared to the fourth quarter of 2019, the funding ratio decreased from 105% to 92%. The policy funding ratio decreased from 107% to 103%.

Do you work at ING, are you receiving pension or are you incapacitated for work? Or did you work for ING in the past and did you build up pension there? In June, important personal pension information has become online available.

What could happen to your pension if the economy performs well, or poorly, over a long period of time? From this year, your Uniform Pension Overview (UPO) will include a forecast of your pension benefits under different economic circumstances. This new information is a response to new regulatory requirements for pension administrators such as ING CDC Pensioenfonds. Late last year, the Dutch government's pension website mijnpensioenoverzicht.nl started presenting pension forecasts as well.

How is the pension fund doing financially and what is the impact on our services? ING CDC Pensioenfonds understands that its participants are concerned about the impact the coronavirus crisis may have on their pension. This newsletter for May gives you an update on the pension fund's situation.

ING CDC Pensioenfonds’ funding ratios as at 30 April 2020 are known. The funding ratio is 93% and the policy funding ratio is 102%. Read the news update on the impact the coronavirus is having on the world economy and the pension fund's funding ratios.

On 9 March 2020, Ilse van der Weiden was appointed to the managing board of ING CDC Pensioenfonds. As a board member, she represents the FNV trade union. Ilse’s areas of focus are pension, communications and governance. She is also a member of the fund’s complaints and disputes committee.

ING CDC Pensioenfonds’ funding ratios as at 31 March 2020 are known. The funding ratio is 91% and the policy funding ratio is 103%.

We are facing difficult times. ING CDC Pensioenfonds understands that its participants are concerned about the impact the coronavirus may have on their pension. How will the crisis affect the funding ratio? And what measures is the pension fund taking to continue providing its daily services?

On 28 January 2020, Karin Berns was appointed as a member of the managing board of ING CDC Pensioenfonds. Karin’s areas of focus will be pension, communications and governance. She will also be a member of the complaints and disputes committee.