Yes, there is no better answer. Investing outperforms saving by a wide margin, with every euro potentially growing two to threefold. Investing for retirement is a long-term commitment. So if retirement feels far away, all the better – you still have time to steadily grow your pension.
Investing for a good income later on
Suppose you start working at ING at the age of 21. You’ll immediately start participating in our pension plan. Every month, both you and ING contribute to your pension. Your pension fund invests these contributions on your behalf, generating returns. Over time, this helps your pension grow year after year. Our goal isn’t to accrue the highest possible pension capital. What we aim for is to help you secure a solid income for later – one that reflects the average salary you earned during your working life. We’re not investing to make you a millionaire. If that’s your goal, you might need to start speculating, which is exactly what we don’t do as a pension fund. Our focus is on delivering a stable income for later in life. And that’s something we cannot achieve through savings alone.