Quarterly updates

Q4 2025

ING CDC Pensioenfonds is committed to giving accountability for its policies and investment results. After all, they could have an impact on your pension.

You’ll find the Q4 2025 quarterly update on this page.

We are in a very strong position

What you need to know

  • current funding ratio rose from 146.9% to 153.9%
  • policy funding ratio rose from 132.9% to 140.2%
  • what has the biggest impact on the funding ratio?

Read more

Interest rates rise again

What you need to know

  • interest rates rose from 2.90% to 3.24%
  • is that beneficial for the funding ratio?
  • and for your pension?

Read more

Slightly negative return in the fourth quarter

What you need to know

  • the total return is -0.1%
  • what was the impact of interest rates?
  • why do we hedge currency fluctuations?

Read more

Focus on the labour market or inflation

What you need to know

  • what path are central banks choosing?
  • what does that mean for interest rates?
  • and what does it imply for investment returns? 

Read more

Publications

We are happy to inform you through various publications. You can find all publications here.

Terms

Do you want to know what a term such as funding ratio or matching portfolio means?